/* Calcelebrate: Ink and Ember */
@font-face{font-family:"Bricolage Grotesque";src:url(fonts/bricolage-grotesque-latin-800-normal.woff2) format("woff2");font-weight:800;font-style:normal;font-display:swap}
@font-face{font-family:"Bricolage Grotesque";src:url(fonts/bricolage-grotesque-latin-700-normal.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Geist";src:url(fonts/geist-sans-latin-400-normal.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Geist";src:url(fonts/geist-sans-latin-600-normal.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}

:root{
  --bg:#F3F6FB;--surface:#FFFFFF;--ink:#0E1B3D;--muted:#51607F;--line:#D9E0EE;--tint:#E6ECF8;
  --accent:#F26A1B;--accent-ink:#B8460A;
  --f-head:"Bricolage Grotesque",ui-sans-serif,system-ui,sans-serif;
  --f-body:"Geist",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;
  --r-sm:8px;--r-md:14px;--r-lg:22px;
  --wrap:1200px;--gut:24px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:88px}
body.calc{margin:0;background:var(--bg);color:var(--ink);font-family:var(--f-body);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
:where(.calc h1,.calc h2,.calc h3,.calc p,.calc ul,.calc ol,.calc dl,.calc dd,.calc dt,.calc figure,.calc blockquote){margin:0;padding:0;font:inherit}
:where(.calc ul,.calc ol){list-style:none}
.calc img{max-width:100%;height:auto;display:block}
.calc a{color:inherit}
.calc :focus-visible{outline:3px solid var(--accent);outline-offset:3px;border-radius:6px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:10px 16px;border-radius:var(--r-sm);z-index:100}
.skip:focus{left:8px}
.wrap{width:100%;max-width:calc(var(--wrap) + var(--gut)*2);margin-inline:auto;padding-inline:var(--gut)}
.wrap.narrow{max-width:calc(820px + var(--gut)*2)}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 24px;border:0;border-radius:var(--r-md);font:600 16px/1 var(--f-body);text-decoration:none!important;cursor:pointer;white-space:nowrap;transition:transform .12s ease,background-color .12s ease}
.btn:active{transform:translateY(2px)}
.btn--accent{background:var(--accent);color:#0E1B3D}
.btn--accent:hover{background:#FF7A2E}
.btn--ink{background:var(--ink);color:#fff}
.btn--ink:hover{background:#18295A}
.btn--sm{min-height:42px;padding:0 18px;font-size:15px}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:saturate(1.4) blur(8px)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:72px}
.brand{display:inline-flex;align-items:center;text-decoration:none}
.brand img{height:32px;width:auto}
.nav{display:flex;align-items:center;gap:28px}
.nav a:not(.btn){text-decoration:none;font-weight:600;font-size:15.5px;color:var(--muted);padding:6px 0}
.nav a:not(.btn):hover{color:var(--ink)}
.nav-toggle{display:none;min-height:42px;padding:0 16px;border:1px solid var(--line);background:#fff;border-radius:var(--r-md);font:600 15px/1 var(--f-body);color:var(--ink);cursor:pointer}

/* Hero */
.hero{padding:72px 0 64px}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:56px;align-items:center}
.hero h1{font-family:var(--f-head);font-weight:800;font-size:clamp(2.5rem,5.2vw,4.25rem);line-height:1.04;letter-spacing:-.025em}
.hero h1 em{font-style:normal;color:var(--accent-ink)}
.lede{margin-top:20px;font-size:clamp(1.05rem,1.6vw,1.25rem);line-height:1.55;color:var(--muted);max-width:34em}
.search{display:flex;gap:10px;margin-top:32px;max-width:600px}
.search input{flex:1;min-width:0;min-height:56px;padding:0 20px;border:1px solid var(--line);border-radius:var(--r-md);background:#fff;font:400 16px var(--f-body);color:var(--ink)}
.search input::placeholder{color:#6B7893}
.search .btn{min-height:56px}

/* Quick calculator */
.quick{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:28px}
.quick h2{font-family:var(--f-head);font-weight:700;font-size:1.35rem;line-height:1.15;letter-spacing:-.01em;margin-bottom:18px}
.seg{display:flex;gap:4px;padding:4px;background:var(--tint);border-radius:var(--r-md)}
.seg button{flex:1;min-height:40px;padding:0 10px;border:0;border-radius:10px;background:transparent;font:600 14.5px/1 var(--f-body);color:var(--muted);cursor:pointer}
.seg button[aria-selected="true"]{background:#fff;color:var(--ink)}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:18px}
.fields label{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:600;color:var(--muted)}
.fields input{min-height:52px;padding:0 14px;border:1px solid var(--line);border-radius:var(--r-md);background:#fff;font:600 18px var(--f-body);color:var(--ink);width:100%}
.search input:focus,.fields input:focus{outline:2px solid var(--accent);outline-offset:1px;border-color:var(--accent)}
.out{margin-top:20px;padding:18px 20px;border-radius:var(--r-md);background:var(--ink);color:#fff;display:flex;flex-direction:column;gap:2px}
.out-label{font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:#B9C5E4}
.out strong{font-family:var(--f-head);font-weight:800;font-size:clamp(2rem,4vw,2.75rem);line-height:1.1;overflow-wrap:anywhere}
.out-steps{font-size:14px;color:#B9C5E4}

/* Sections */
.section{padding:72px 0}
.section--tight{padding:24px 0 72px}
.section--band{background:var(--surface);border-block:1px solid var(--line)}
.section-head{max-width:640px;margin-bottom:36px}
.section h2,.page-head h1,.cta h2{font-family:var(--f-head);font-weight:800;line-height:1.08;letter-spacing:-.02em}
.section-head h2,.how-lead h2{font-size:clamp(1.9rem,3.6vw,2.75rem)}
.section-head p,.how-lead p{margin-top:12px;color:var(--muted);font-size:1.1rem}

/* Category tiles */
.tiles{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:16px}
.tile{grid-column:span 2;display:flex;flex-direction:column;gap:12px;padding:28px;border:1px solid var(--line);border-radius:var(--r-lg);background:var(--surface)}
.tile--w3{grid-column:span 3}.tile--w6{grid-column:span 6;flex-direction:row;align-items:center;flex-wrap:wrap;gap:12px 32px}
.tile h3{font-family:var(--f-head);font-weight:700;font-size:1.5rem;line-height:1.12;letter-spacing:-.01em}
.tile p{color:var(--muted);max-width:30em}
.tile ul{display:flex;flex-wrap:wrap;gap:8px;margin-top:auto}
.tile li{padding:5px 12px;border:1px solid var(--line);border-radius:var(--r-sm);font-size:14px;font-weight:600;background:rgba(255,255,255,.7)}
.status{font-size:13px;font-weight:600;color:var(--accent-ink)}
.tile--ink{background:var(--ink);border-color:var(--ink);color:#fff}
.tile--ink p{color:#C6D1EC}.tile--ink li{background:transparent;border-color:#3A4A78;color:#fff}.tile--ink .status{color:#FFB487}
.tile--tint{background:var(--tint);border-color:#CBD6EE}
.tile--accent{background:var(--accent);border-color:var(--accent);color:#0E1B3D}
.tile--accent p{color:#0E1B3D}.tile--accent li{background:transparent;border-color:rgba(14,27,61,.35)}.tile--accent .status{color:#0E1B3D}
.tile--w6 h3{flex:0 0 auto}.tile--w6 p{flex:1 1 280px}.tile--w6 ul{margin-top:0}

/* How it works */
.how{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:64px;align-items:start}
.principles>div{display:grid;grid-template-columns:minmax(0,220px) 1fr;gap:24px;padding:22px 0;border-top:1px solid var(--line)}
.principles>div:last-child{border-bottom:1px solid var(--line)}
.principles dt{font-family:var(--f-head);font-weight:700;font-size:1.25rem;line-height:1.2}
.principles dd{color:var(--muted)}

/* FAQ */
.faq{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:64px;align-items:start}
.faq .section-head{margin-bottom:0}
.faq-list details{border-top:1px solid var(--line)}
.faq-list details:last-child{border-bottom:1px solid var(--line)}
.faq-list summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:16px;align-items:center;padding:20px 0;font-weight:600;font-size:1.08rem}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:"+";font:600 1.6rem/1 var(--f-body);color:var(--accent-ink);flex:none}
.faq-list details[open] summary::after{content:"\2212"}
.faq-list p{padding:0 0 20px;color:var(--muted);max-width:40em}
.faq-list p a,.prose a{color:var(--accent-ink);text-underline-offset:3px}

/* CTA */
.cta{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;padding:44px 48px;background:var(--ink);color:#fff;border-radius:var(--r-lg)}
.cta h2{font-size:clamp(1.7rem,3vw,2.3rem)}
.cta p{margin-top:8px;color:#C6D1EC}

/* Inner pages */
.page-head{padding:64px 0 24px}
.page-head h1{font-size:clamp(2.1rem,4.6vw,3.25rem)}
.page-head .meta{margin-top:10px;color:var(--muted);font-size:15px}
.prose{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(24px,4vw,48px);max-width:none}
.prose>*+*{margin-top:1.1em}
.prose h2{font-family:var(--f-head);font-weight:700;font-size:1.6rem;line-height:1.15;letter-spacing:-.01em;margin-top:1.8em}
.prose h3{font-family:var(--f-head);font-weight:700;font-size:1.25rem;line-height:1.2;margin-top:1.5em}
.prose ul,.prose ol{padding-left:1.3em}.prose ul{list-style:disc}.prose ol{list-style:decimal}
.prose li+li{margin-top:.4em}
.prose p,.prose li{max-width:68ch}
.results li{padding:18px 0;border-top:1px solid var(--line);display:flex;flex-direction:column;gap:4px}
.results a{font-weight:600;font-size:1.15rem}
.results span{color:var(--muted)}
.empty{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:36px}
.empty p+p{margin-top:18px;display:flex;gap:12px;flex-wrap:wrap}

/* Footer */
.site-footer{background:var(--surface);border-top:1px solid var(--line);padding:56px 0 28px}
.foot{display:grid;grid-template-columns:minmax(0,1.6fr) repeat(3,minmax(0,1fr));gap:40px}
.foot-brand p{margin-top:16px;color:var(--muted);max-width:28em;font-size:15.5px}
.foot nav{display:flex;flex-direction:column;gap:10px}
.foot h2{font-family:var(--f-head);font-weight:700;font-size:1rem;margin-bottom:6px}
.foot nav a{text-decoration:none;color:var(--muted);font-size:15.5px}
.foot nav a:hover{color:var(--ink);text-decoration:underline}
.legal-line{margin-top:40px;padding-top:20px;border-top:1px solid var(--line);font-size:14px;color:var(--muted)}

/* Responsive */
@media (max-width:960px){
  .hero{padding:48px 0 40px}
  .hero-grid,.how,.faq{grid-template-columns:1fr;gap:36px}
  .tile,.tile--w3{grid-column:span 3}
  .tile--w6{grid-column:span 6}
  .foot{grid-template-columns:1fr 1fr}
  .foot-brand{grid-column:1/-1}
}
@media (max-width:760px){
  :root{--gut:16px}
  .section{padding:52px 0}.section--tight{padding-bottom:52px}
  .js .nav-toggle{display:inline-flex;align-items:center}
  .js .nav{display:none;position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;gap:0;padding:8px var(--gut) 20px;background:#fff;border-bottom:1px solid var(--line)}
  .js .nav.is-open{display:flex}
  .js .nav a:not(.btn){padding:14px 0;border-bottom:1px solid var(--line);font-size:17px}
  .js .nav .btn{margin-top:16px}
  html:not(.js) .bar{flex-wrap:wrap;padding:12px 0}
  html:not(.js) .nav{flex-wrap:wrap;gap:14px}
  .search{flex-direction:column}
  .tiles{grid-template-columns:1fr}
  .tile,.tile--w3,.tile--w6{grid-column:auto}
  .tile--w6{flex-direction:column;align-items:flex-start}
  .principles>div{grid-template-columns:1fr;gap:6px}
  .fields{grid-template-columns:1fr}
  .cta{padding:32px 24px}
  .foot{grid-template-columns:1fr 1fr;gap:28px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}